
Services
Federal Employees
Our dedicated Federal Benefits Specialists are extensively trained in the Federal Benefit Structure, focusing exclusively on serving the Federal Employee community in your region.
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A federal career offers unique and valuable benefits, and our team is here to help you fully understand and maximize them. We’ll guide you through the complexities of your benefits, offering personalized strategies to align with your financial goals and retirement plans.
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Here’s how our Federal Benefits Consultants can assist you:
FERS/CSRS
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Gain a clear understanding of your Civil Service Retirement System (CSRS) or Federal Employees Retirement System (FERS) benefits.
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Review your projected pension income and how it supports your retirement lifestyle.
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Assess the Survivor Benefit Plan (SBP) to determine if it aligns with your family’s needs.
Thrift Savings Plan (TSP)
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Analyze your current allocations and assess your risk tolerance.
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Explain the different TSP funds and how they work.
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Optimize your TSP strategy by coordinating it with your other investment plans to maximize growth potential.
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FEHB / FEGLI
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Conduct a detailed review of your current Federal Employees Health Benefits (FEHB) and Federal Employees’ Group Life Insurance (FEGLI) plans.
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Explore supplemental benefits and associated costs.
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Compare your personal policies with workplace benefits to identify gaps or areas for enhancement.
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Short-Term / Long-Term Disability (STD / LTD)
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Review your basic government disability package and determine if supplemental coverage is necessary.
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Compare personal disability policies with the government’s plan to ensure comprehensive coverage.
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Explain how Social Security Disability income could impact other disability benefits.
Long-Term Care (LTC)
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Evaluate the government-provided LTC plans and determine the best option for your needs.
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Provide a clear plan to address long-term care expenses and protect your retirement assets.
Working with EJ Compass Strategies ensures that you’ll have the confidence and clarity to make informed decisions about your benefits and financial future. Our tailored approach will help you retire with peace of mind, knowing your plans are aligned with your goals.
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Let us help you make the most of your federal career benefits and prepare for a confident, secure retirement!






